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What is your relationship with money? If you are like most people, you might say – I don’t have a relationship with money, why would I even want to have a relationship with money? I challenge you to re-consider.
We have a relationship with everything that affects our lives, whether it’s positive or negative. You may not like your boss but you certainly have a relationship with them and can to a certain extent control the quality of it.
Looking at it from this point of view money falls squarely into this category. Unless we live in a non-monetary community such as a tribe in the middle of a jungle, money is needed in order for us to live our lives. The better we can make that relationship work the better our lives will be.
Does it surprise you that one of the most common feelings we have about money are shame and guilt? Either shame of not having enough (translated into ‘I’m not enough’) or guilt of having too much (which is usually translated into ‘I don’t deserve all this money’). Most of us are unaware of these thoughts and subconsciously demonstrate them by overspending or being too frugal and not enjoying life.
Where do you sit? Are you friends with money or is money causing you continuous stress, anxiety and guilt?
There are many books on the subject and for some people reading an article online or watching a video will be enough. But for the majority of us we need an extra human factor – a real person to share our worries with, someone to guide us and understand our own unique situation. Here is where a financial coach comes in.
Financial coaches are not investment or pension advisers and won’t try to sell you anything. In fact, they can’t as they are not regulated. This means they have no stake in where you choose to spend or invest your money, so you can be confident that they have only your wellbeing in mind.
We all have many beliefs about money, some of which are not helpful. These would have been mostly acquired from our own families, then reinforced up by random events throughout our lives. We hardly ever question those beliefs and mistake them for facts. The most common are ‘I’m not good with money’, ‘there is never enough money’, ‘money is the greatest evil’. Where do you sit? How would it feel if instead you believed ‘I’m in control of my money’, ‘there is enough money for what I need and want’ or ‘money serves me?
Contact me either by vising vsfinancialcoaching.co.uk or via my FB page and book a free chat with me to see how I can help you improve your relationship with money.